At Central Mortgage & Insurance, we believe financial decisions should be made with confidence, not confusion. Based in the heart of the Central North Island, we’ve built our reputation on providing expert, personalised advice to help clients protect what matters most and plan for a secure future.
Our team combines years of experience in mortgages, insurance, and KiwiSaver, offering tailored solutions to suit every stage of life. We take the time to understand your goals, explain your options clearly, and ensure that every recommendation aligns with your needs – never a one-size-fits-all approach.
Whether you’re purchasing a home, protecting your income, or preparing for retirement, we’re here to provide clear guidance and ongoing support so you can make informed choices with peace of mind.
With over eight years of experience in the financial services industry, Tracey is passionate about helping clients make smart, confident decisions about their money.
Her warm, approachable style and commitment to clear communication have earned her lasting relationships with clients across New Zealand.
Tracey specialises in mortgage and insurance advice, guiding clients through life’s major milestones with professionalism and care.
Liam supports the insurance and risk operations at Central Mortgage & Insurance, turning detailed client information into clear insights that help the team deliver accurate, efficient advice.
He enjoys refining processes and ensuring everything runs smoothly for clients and advisers alike.
Outside of work, he likes to stay active, keep learning, and take on new challenges.
With experience in mortgage underwriting, Carol helps create a smooth and organised lending process for clients. She prepares applications, coordinates with lenders, and ensures clients stay informed, bringing accuracy and reassurance to each stage of the home loan journey.
At home, Carol is a mum to two lively boys and enjoys cooking and relaxing with a good Korean drama.
Book your free consultation today and discover your options.
